Talk Money This November: Simple Ways to Strengthen Your Finances

This November, join Canada’s “Talk Money” campaign and start the conversation about finances to build confidence, clarity, and stronger money habits in your business.

Inked by Blinc

November 3, 2025
Talk Money This November: Simple Ways to Strengthen Your Finances

Across Canada, November is Financial Literacy Month, a national campaign led by the Financial Consumer Agency of Canada (FCAC). This year’s theme, “Talk Money,” encourages Canadians to open up about finances to build confidence and stronger money habits.

Money can be a difficult topic to discuss, especially with many of us raised to keep finances private, whether that means not talking about salary, budgeting, or debt. These quiet spaces can make it harder to learn, plan, and grow. The “Talk Money” campaign aims to change that by encouraging open conversations about spending, saving, borrowing, and planning for the future.

At Blinc, we believe that small business owners, freelancers, and creators in Ontario have the most to gain from joining this conversation. Whether you earn income through clients, brand deals, or creative projects, understanding and talking about money is key to building stability and confidence in your business.

Why Talking About Money Matters for Creators and Entrepreneurs

Financial literacy is more than knowing how to balance a budget. It is about confidence, habits, and clarity. When you regularly discuss your finances with a business partner, accountant, or mentor, you learn to see your numbers as tools, not worries.

For Ontario creators and entrepreneurs, that might look like:

  • Talking about pricing and rates with peers to make sure you are charging fairly.
  • Asking an accountant how to track expenses properly for tax time.
  • Setting financial goals for your next quarter and checking in monthly to see how you are progressing.

These small conversations help you move from uncertainty to control. They also help you make informed choices about when to invest, save, or register your business.

The Talk Money Challenge: Pick Your One Thing

The FCAC encourages Canadians to take one simple action during Financial Literacy Month to improve their financial well-being. At Blinc, we invite you to do the same.

Pick one thing this November that helps you understand or manage your money better. It could be as simple as:

  • Reviewing your income and expenses from last month.
  • Setting aside an hour to update your budget.
  • Asking another creator how they plan for taxes.
  • Scheduling a 15-minute check-in with your accountant or bookkeeper.

These actions do not need to be big to be meaningful. Each small step builds awareness and confidence. The more often you talk about money, the less intimidating it becomes.

Four Money Conversations to Have This Month

Here are four topics worth opening up about this November:

  1. Income and Pricing

Do you know where your income comes from and how it fluctuates each month? If you are a freelancer or influencer, your income may vary depending on clients or brand deals. Understanding your earning patterns helps you set realistic goals and price your work properly.

  1. Business Expenses

Track what you spend on equipment, subscriptions, and supplies. Knowing your costs allows you to calculate your true profit and prepare for tax deductions.

  1. Tax Planning

Taxes are not something to fear. Keeping receipts and maintaining organised records throughout the year saves you time and stress. If you are unsure what you can claim, talk to your accountant now rather than waiting until filing season.

  1. Financial Goals

Think about where you want your business to be next year. Do you want to hire support, upgrade your equipment, or save for slower months? Clear goals make it easier to plan and measure progress.

Join the Talk Money Movement

Financial Literacy Month is not just about personal finance; it is about empowering small business owners to feel confident about money. When you start these conversations, you help others feel comfortable doing the same. Talking about money is not a one-month effort. It is a mindset that helps you make smarter choices and feel more confident in your business every day.

At Blinc, we help creators and entrepreneurs in Ontario register their businesses, stay compliant year-round, and keep their books organised so that financial conversations feel simple and empowering.

📍Book a demo with us today and we’ll be happy to Talk Money with you at blinc.today